Credit scores are a major factor in personal finance, as many mortgage programs have minimum requirements for eligibility.
Buying a home is a major investment. Taking time to put yourself if the best financial position to prequalify for a mortgage is essential.
Even if you religiously pay your bill on time, there are plenty of other credit card mistakes you might be making without realizing it.
As lending standards have tightened recently, many are concerned over whether or not their credit score is strong enough to qualify for a mortgage. However, many buyers may be surprised by the options that are still available for borrowers with lower credit scores.