Late Mortgage Payment? Here’s What You Should Know
Making a late mortgage payment can sometimes feel overwhelming. Before getting worried, it might be helpful to understand what it means.
Read more
Are you ready for the “New Home” feeling?
Keep yourself well informed with the latest reports from the mortgage industry.
¿Cómo funcionan los Home Improvement Loans?
Por lo general, no existe un único «Home Improvement Loan». En su lugar, es posible que puedas optar por varios tipos de préstamos diferentes.
VA Home Loan Benefits
In this article, we’ll reveal the different ways VA loans can be used and debunk common misconceptions to help you maximize this benefit.
Are Home Improvements Tax Deductible?
While some home improvements qualify for tax deductions, others are eligible for tax credits. Find out the differences in this article.
Home Buying Journey – The Mortgage Process
In this guide, we’ll walk you through key steps of the home buying process, with a focus on the role of mortgages.
Saving for a House? Let’s Get Started
Saving money to buy a house might seem like scaling Mount Everest, but once you get moving, you will find it more accessible than expected.
How Does The Loan Amortization Work?
Have you ever wondered what portion of your mortgage payment goes towards paying down the principal loan balance?
What is a Closed-End Second Mortgage?
A Closed-End Second Mortgage allows homeowners access to a large amount of cash to pay for major repairs, debt consolidation, or other costs
The Game-Changing Impact: Mortgage Rates Fall Below 7%
The long-awaited news has finally arrived for both homebuyers and sellers alike—the mortgage rates have descended below the monumental 7% threshold.
The Road to Lower Mortgage Rates
Mortgage rates play a significant role in the housing market. Understanding the factors that influence them can offer insights into what might lead to lower rates.
Managing The Stress of Home Buying
Purchasing a new home might be overwhelming. However, with the right mindset, you can navigate the process smoothly and efficiently.
Common Down Payment Myths
As home prices keep going up, being able to save 20% for Down Payment can be harder. Luckily, there are multiple options for today’s buyers.
5 Key Factors of your Credit Score
Credit scores are a major factor in personal finance, as many mortgage programs have minimum requirements for eligibility.
5 Tips to Choose the Best Mortgage
If you have a decent credit score, lenders will likely be more optimistic about how much house you can buy.
3 Steps to Getting Pre-Approved for a Mortgage
Getting pre-approved is one of the most important steps in the mortgage process. With a pre-approval letter you may know how much home you can afford.
Advantages of Condos for First-Time Homebuyers
Condos have a lower price point than single-family homes. Affordability makes these types of properties more accessible.
What Is Down Payment Assistance?
Down Payment Assistance refers to programs designed to assist homebuyers in covering the upfront expenses associated with home purchases.
Will Rates Go Down in July 2023?
With the economy likely heading into a recession, it’s possible we’ve already seen the peak of this rate cycle. Of course, rates are volatile
How Long Does It Take To Close On A House?
It can take anywhere from a week to 60 days to close on a house, depending on your property and financing choices. Here’s what to expect.
The Mortgage Loan Process – Major Milestones
Obtaining a mortgage loan can be a lengthy process, so it is important to understand the five major stages of the loan process.
Hometown Heroes is Expected to Help More Homebuyers
Hometown Heroes Program was available to frontline heroes. $100 million were put into the program and now is extended to all working Floridians
Mortgage Demand Is On The Rise
The recent softening in house prices may be helping homebuyers swallow higher rates. Despite a rise in rates, demand for mortgages rebounded.
Mortgage Loans For Self-Employed Borrowers
The home loan process looks a little different when you have self-employed income. Here’s what you should know before you apply.
Do You Have to Be a U.S. Citizen to Get a Mortgage Loan?
Foreign Nationals can qualify for a mortgage loan, as long as you can prove your residency status and meet the loan’s eligibility requirement.
What Can I Use to Qualify?
When qualifying for a mortgage many people only think about using the income from their job but what if I told you there are other options?
Single Women Own More Homes Than Single Men
According to The New York Times, single women own and occupy more homes than single men in the United States.
When Should I Refinance My Home?
Discover why you should refinance, when the right time to do it is, and calculate your payment to ensure you’re making the right decision.
Advantages of Pre-Approvals for Buyers
Pre-approval allows you to go into the search for your new home prepared and knowing exactly how much you are able to afford.
What’s Ahead for Home Sales and Prices?
Pending Home Sales fell 4% from October to November, marking the sixth straight monthly decline. Sales were also 37.8% lower.
How To Prequalify For A Mortgage
Buying a home is a major investment. Taking time to put yourself if the best financial position to prequalify for a mortgage is essential.
4 Ways To Use Your Home’s Equity
Since there’s an ongoing imbalance between the number of available homes and buyers looking to purchase, home prices are still on the rise.
5 Tips To Reduce Your Mortgage Payment
A mortgage payment is often the biggest monthly expense. For this reason, it is a good idea to keep this cost as manageable as possible.
5 things to keep in mind when moving to a New State
Moving to a new state can be difficult, but it doesn’t need to be. There are some things you can do to make transition much less stressful.
6 Ways to Come up With a Down Payment
Down Payment for your next home may be more attainable than you think. Thankfully, there are more than a few ways to keep it affordable.
10 Ways to Benefit From Current Shift in Real Estate
With interest rates increasing, new strategies need to be considered when attempting to purchase a property.
7 Tax Benefits of Owning a Home
Taking advantage of tax breaks can reduce your overall tax bill and make your home a more cost-effective investment.
Mortgage Applications Rise For First Time In 6 Weeks
Mortgage applications to purchase a home increased 1% for the week, but were 30% lower than the same week one year ago.
Home Prices Fell For First Time in 3 Years
Home prices declined 0.77% in June, the first monthly decline in nearly 3 years and the largest single-month decline since January 2011.
Renovation Mortgages – FHA 203(k) Loans
FHA 203(k) Loans, or “Renovation Loans,” allow borrowers to finance costs associated with renovations within a single mortgage loan.
The 10 Most Popular Homes of the Year So Far
From over-the-top amenities, to celeb-owned estates, these clicky listings quickly become the most popular homes on social media.
MythBusters for First-Time Homebuyer
Being a First-Time Homebuyer is a really important step in your life. That’s why you must investigate and differentiate myths and real facts.
Understanding and Using the FHA Loan
If you are looking to buy a home and don’t have a lot of money for a down payment, an FHA loan may be the perfect solution for you.
Who Can Become a Real Estate Investor?
When it comes to becoming an investor in real estate, anyone can sign up. There are no prerequisites. Want to learn more?
Pros and Cons of an Adjustable-Rate Mortgage (ARM)
Adjustable-Rate Mortgages have lower interest rates, which means a big draw. However, it’s important to consider some other factors.
What Type of Mortgage Should I Get?
With such a variety of loan options available, we’d like to take a few minutes to detail 4 of the most common mortgages we provide.
8 Credit Card Mistakes to Avoid at All Cost
Even if you religiously pay your bill on time, there are plenty of other credit card mistakes you might be making without realizing it.
5 Benefits of Buying a Home
Is buying a home really a good investment or just a status symbol? The answer is a big “YES”, and here we want to tell you 5 good reasons.
FHA Home Loans and Student Debt: What You Need to Know
Do you have student loan debt? If you are looking to buy a home, there’s some good news that now makes homeownership more affordable!
The power of preapproval
You are more likely to get a home purchase offer accepted because sellers will typically want proof of pre-approval.
5 Steps For Getting Your Mortgage Pre-Approved
A 5-step sequence of everything you should consider for getting pre-approved on your mortgage loan and before you start searching for homes.
Federal Fees Increase for Vacation and Second Homes
Starting April 1, 2022, the FHFA will be introducing new Federal Fees increases for second and vacation home loans, and high balance loans.
4 Tips to Use a Down Payment Gift Correctly
Gift funds help many buyers realize their goal of homeownership. If you’re thinking about using a gift to help with your downpayment, it’s important to understand a few basics.
4 Ways to Get Approved for an FHA Loan
When purchasing a home, you may be unable to provide up-front cash. So, to make sure you’re eligible for an FHA loan, review these tips.
Cash-Out Refinance on Your Home Equity Appreciation
A cash-out refinance replaces your existing mortgage with a larger one, so you can use the money however you want 😉🏡
Home Price Appreciation Keeps Rising
Consumer demand coupled with low residential inventory creating one of the hottest housing markets in decades last year.
3 Predictions for the 2022 Housing Market
Homebuyers and sellers are eagerly looking ahead to the 2022 housing market. Will the market continue its streak of strong growth?
Applying for a mortgage when you’re self-employed
Being your own boss means an extra effort. Let’s explore how to maximize your chance of getting a mortgage when you’re self-employed.
How climate change is leading to more equitable housing
The Department of Housing and Urban Development released its Climate Action Plan in order to build more equitable and sustainable housing.
What to do when your offer to purchase a home is denied
Many homeowners are considering to refinace their home loans in order to better suit their financial circumstances. Here are some ideas for refinancing your mortgage that may be worth reading.
4 Easy Ways to Refinance Your Home Loan
Many homeowners are considering to refinace their home loans in order to better suit their financial circumstances. Here are some ideas for refinancing your mortgage that may be worth reading.
Millennials Are Ready To Take Over The Real Estate Market
Over the last several years, millennials have rented to stay nimble and keep work opportunities open. Now, they’re ready to buy.
4 Home Features Required to Fight the Summer Heat
If hot weather is just around the corner in your area, you need to be sure that your home is ready for the summer heat. With these simple upgrades and repairs, you’ll have peace of mind knowing that your home will remain cool and comfortable no matter what the weather is like outside.
Is a Housing Market Crash Possible in 2021?
With the real estate market experiencing surging prices, scant inventories and a backlog of new home construction, many consumers are wondering if what’s gone up must come back down—in other words, are we headed for another housing market crash similar to what happened in 2008?
4 Tips to buy a home despite your student debt
The weight of student debt doesn’t have to affect other areas of life – such as buying a home. If you’ve been dreaming about homeownership, but aren’t sure exactly how you can obtain such dream while having student loan debt, we’ve got some tips for you.
What FICO Score Do You Need for a Mortgage?
As lending standards have tightened recently, many are concerned over whether or not their credit score is strong enough to qualify for a mortgage. However, many buyers may be surprised by the options that are still available for borrowers with lower credit scores.
Late Mortgage Payment? Here’s What You Should Know
Making a late mortgage payment can sometimes feel overwhelming. Before getting worried, it might be helpful to understand what it means.
¿Cómo funcionan los Home Improvement Loans?
Por lo general, no existe un único «Home Improvement Loan». En su lugar, es posible que puedas optar por varios tipos de préstamos diferentes.
VA Home Loan Benefits
In this article, we’ll reveal the different ways VA loans can be used and debunk common misconceptions to help you maximize this benefit.
Are Home Improvements Tax Deductible?
While some home improvements qualify for tax deductions, others are eligible for tax credits. Find out the differences in this article.
Home Buying Journey – The Mortgage Process
In this guide, we’ll walk you through key steps of the home buying process, with a focus on the role of mortgages.
Saving for a House? Let’s Get Started
Saving money to buy a house might seem like scaling Mount Everest, but once you get moving, you will find it more accessible than expected.
How Does The Loan Amortization Work?
Have you ever wondered what portion of your mortgage payment goes towards paying down the principal loan balance?
What is a Closed-End Second Mortgage?
A Closed-End Second Mortgage allows homeowners access to a large amount of cash to pay for major repairs, debt consolidation, or other costs
The Game-Changing Impact: Mortgage Rates Fall Below 7%
The long-awaited news has finally arrived for both homebuyers and sellers alike—the mortgage rates have descended below the monumental 7% threshold.
The Road to Lower Mortgage Rates
Mortgage rates play a significant role in the housing market. Understanding the factors that influence them can offer insights into what might lead to lower rates.
Managing The Stress of Home Buying
Purchasing a new home might be overwhelming. However, with the right mindset, you can navigate the process smoothly and efficiently.
Common Down Payment Myths
As home prices keep going up, being able to save 20% for Down Payment can be harder. Luckily, there are multiple options for today’s buyers.
5 Key Factors of your Credit Score
Credit scores are a major factor in personal finance, as many mortgage programs have minimum requirements for eligibility.
5 Tips to Choose the Best Mortgage
If you have a decent credit score, lenders will likely be more optimistic about how much house you can buy.
3 Steps to Getting Pre-Approved for a Mortgage
Getting pre-approved is one of the most important steps in the mortgage process. With a pre-approval letter you may know how much home you can afford.
Advantages of Condos for First-Time Homebuyers
Condos have a lower price point than single-family homes. Affordability makes these types of properties more accessible.
What Is Down Payment Assistance?
Down Payment Assistance refers to programs designed to assist homebuyers in covering the upfront expenses associated with home purchases.
Will Rates Go Down in July 2023?
With the economy likely heading into a recession, it’s possible we’ve already seen the peak of this rate cycle. Of course, rates are volatile
How Long Does It Take To Close On A House?
It can take anywhere from a week to 60 days to close on a house, depending on your property and financing choices. Here’s what to expect.
The Mortgage Loan Process – Major Milestones
Obtaining a mortgage loan can be a lengthy process, so it is important to understand the five major stages of the loan process.
Hometown Heroes is Expected to Help More Homebuyers
Hometown Heroes Program was available to frontline heroes. $100 million were put into the program and now is extended to all working Floridians
Mortgage Demand Is On The Rise
The recent softening in house prices may be helping homebuyers swallow higher rates. Despite a rise in rates, demand for mortgages rebounded.
Mortgage Loans For Self-Employed Borrowers
The home loan process looks a little different when you have self-employed income. Here’s what you should know before you apply.
Do You Have to Be a U.S. Citizen to Get a Mortgage Loan?
Foreign Nationals can qualify for a mortgage loan, as long as you can prove your residency status and meet the loan’s eligibility requirement.
What Can I Use to Qualify?
When qualifying for a mortgage many people only think about using the income from their job but what if I told you there are other options?
Single Women Own More Homes Than Single Men
According to The New York Times, single women own and occupy more homes than single men in the United States.
When Should I Refinance My Home?
Discover why you should refinance, when the right time to do it is, and calculate your payment to ensure you’re making the right decision.
Advantages of Pre-Approvals for Buyers
Pre-approval allows you to go into the search for your new home prepared and knowing exactly how much you are able to afford.
What’s Ahead for Home Sales and Prices?
Pending Home Sales fell 4% from October to November, marking the sixth straight monthly decline. Sales were also 37.8% lower.
How To Prequalify For A Mortgage
Buying a home is a major investment. Taking time to put yourself if the best financial position to prequalify for a mortgage is essential.
4 Ways To Use Your Home’s Equity
Since there’s an ongoing imbalance between the number of available homes and buyers looking to purchase, home prices are still on the rise.
5 Tips To Reduce Your Mortgage Payment
A mortgage payment is often the biggest monthly expense. For this reason, it is a good idea to keep this cost as manageable as possible.
5 things to keep in mind when moving to a New State
Moving to a new state can be difficult, but it doesn’t need to be. There are some things you can do to make transition much less stressful.
6 Ways to Come up With a Down Payment
Down Payment for your next home may be more attainable than you think. Thankfully, there are more than a few ways to keep it affordable.
10 Ways to Benefit From Current Shift in Real Estate
With interest rates increasing, new strategies need to be considered when attempting to purchase a property.
7 Tax Benefits of Owning a Home
Taking advantage of tax breaks can reduce your overall tax bill and make your home a more cost-effective investment.
Mortgage Applications Rise For First Time In 6 Weeks
Mortgage applications to purchase a home increased 1% for the week, but were 30% lower than the same week one year ago.
Home Prices Fell For First Time in 3 Years
Home prices declined 0.77% in June, the first monthly decline in nearly 3 years and the largest single-month decline since January 2011.
Renovation Mortgages – FHA 203(k) Loans
FHA 203(k) Loans, or “Renovation Loans,” allow borrowers to finance costs associated with renovations within a single mortgage loan.
The 10 Most Popular Homes of the Year So Far
From over-the-top amenities, to celeb-owned estates, these clicky listings quickly become the most popular homes on social media.
MythBusters for First-Time Homebuyer
Being a First-Time Homebuyer is a really important step in your life. That’s why you must investigate and differentiate myths and real facts.
Understanding and Using the FHA Loan
If you are looking to buy a home and don’t have a lot of money for a down payment, an FHA loan may be the perfect solution for you.
Who Can Become a Real Estate Investor?
When it comes to becoming an investor in real estate, anyone can sign up. There are no prerequisites. Want to learn more?
Pros and Cons of an Adjustable-Rate Mortgage (ARM)
Adjustable-Rate Mortgages have lower interest rates, which means a big draw. However, it’s important to consider some other factors.
What Type of Mortgage Should I Get?
With such a variety of loan options available, we’d like to take a few minutes to detail 4 of the most common mortgages we provide.
8 Credit Card Mistakes to Avoid at All Cost
Even if you religiously pay your bill on time, there are plenty of other credit card mistakes you might be making without realizing it.
5 Benefits of Buying a Home
Is buying a home really a good investment or just a status symbol? The answer is a big “YES”, and here we want to tell you 5 good reasons.
FHA Home Loans and Student Debt: What You Need to Know
Do you have student loan debt? If you are looking to buy a home, there’s some good news that now makes homeownership more affordable!
The power of preapproval
You are more likely to get a home purchase offer accepted because sellers will typically want proof of pre-approval.
5 Steps For Getting Your Mortgage Pre-Approved
A 5-step sequence of everything you should consider for getting pre-approved on your mortgage loan and before you start searching for homes.
Federal Fees Increase for Vacation and Second Homes
Starting April 1, 2022, the FHFA will be introducing new Federal Fees increases for second and vacation home loans, and high balance loans.
4 Tips to Use a Down Payment Gift Correctly
Gift funds help many buyers realize their goal of homeownership. If you’re thinking about using a gift to help with your downpayment, it’s important to understand a few basics.
4 Ways to Get Approved for an FHA Loan
When purchasing a home, you may be unable to provide up-front cash. So, to make sure you’re eligible for an FHA loan, review these tips.
Cash-Out Refinance on Your Home Equity Appreciation
A cash-out refinance replaces your existing mortgage with a larger one, so you can use the money however you want 😉🏡
Home Price Appreciation Keeps Rising
Consumer demand coupled with low residential inventory creating one of the hottest housing markets in decades last year.
3 Predictions for the 2022 Housing Market
Homebuyers and sellers are eagerly looking ahead to the 2022 housing market. Will the market continue its streak of strong growth?
Applying for a mortgage when you’re self-employed
Being your own boss means an extra effort. Let’s explore how to maximize your chance of getting a mortgage when you’re self-employed.
How climate change is leading to more equitable housing
The Department of Housing and Urban Development released its Climate Action Plan in order to build more equitable and sustainable housing.
What to do when your offer to purchase a home is denied
Many homeowners are considering to refinace their home loans in order to better suit their financial circumstances. Here are some ideas for refinancing your mortgage that may be worth reading.
4 Easy Ways to Refinance Your Home Loan
Many homeowners are considering to refinace their home loans in order to better suit their financial circumstances. Here are some ideas for refinancing your mortgage that may be worth reading.
Millennials Are Ready To Take Over The Real Estate Market
Over the last several years, millennials have rented to stay nimble and keep work opportunities open. Now, they’re ready to buy.
4 Home Features Required to Fight the Summer Heat
If hot weather is just around the corner in your area, you need to be sure that your home is ready for the summer heat. With these simple upgrades and repairs, you’ll have peace of mind knowing that your home will remain cool and comfortable no matter what the weather is like outside.
Is a Housing Market Crash Possible in 2021?
With the real estate market experiencing surging prices, scant inventories and a backlog of new home construction, many consumers are wondering if what’s gone up must come back down—in other words, are we headed for another housing market crash similar to what happened in 2008?
4 Tips to buy a home despite your student debt
The weight of student debt doesn’t have to affect other areas of life – such as buying a home. If you’ve been dreaming about homeownership, but aren’t sure exactly how you can obtain such dream while having student loan debt, we’ve got some tips for you.
What FICO Score Do You Need for a Mortgage?
As lending standards have tightened recently, many are concerned over whether or not their credit score is strong enough to qualify for a mortgage. However, many buyers may be surprised by the options that are still available for borrowers with lower credit scores.